ChecklistGuro logo ChecklistGuro Solutions Industries Company Pricing

Insurance Anti-Money Laundering (AML) Compliance Checklist

Protect your insurance business from financial crime. This AML compliance checklist ensures robust screening, transaction monitoring, and reporting - safeguarding your reputation and avoiding costly penalties. Download now!

This Template was installed 3 times.

Customer Identification Program (CIP)

1 of 10

Ensuring proper identification and verification of insurance customers.

Customer Name

Customer Type (Individual/Business)

Residential/Business Address

Date of Birth (for Individuals)

Tax Identification Number (TIN)

Proof of Identity (e.g., Passport, Driver's License)

Proof of Address (e.g., Utility Bill, Bank Statement)

Transaction Monitoring

2 of 10

Reviewing insurance transactions for suspicious activity and patterns.

Transaction Amount

Transaction Date

Transaction Type

Description of Transaction

Payment Method

Policy Number

Flags for Review (Select all that apply)

Sanctions Screening

3 of 10

Verifying customers and transactions against sanctioned party lists.

Customer Name

Customer Address

Beneficiary Name (if applicable)

Sanctions List Used (e.g., OFAC, EU, UN)

Matching Entities Found (check all that apply)

Sanctions Screening Date

Investigator Initials

Politically Exposed Persons (PEP) Screening

4 of 10

Identifying and assessing risks associated with Politically Exposed Persons.

PEP Status

Name of PEP (if applicable)

Relationship to Customer (if applicable)

Date PEP Status Determined

Geographic Risk Level (Country of Association)

Position/Title of PEP (if applicable)

Enhanced Due Diligence (EDD) Notes

EDD Approval Status

Record Keeping

5 of 10

Maintaining accurate and complete records of AML compliance efforts.

Record Creation Date

Summary of Transaction Details

Supporting Documentation (e.g., ID verification, transaction records)

Transaction Amount

Record Type

Record Identifier/Tracking Number

Employee Training

6 of 10

Providing comprehensive AML training to relevant employees.

Training Completion Date

Training Module Completed

Quiz Score (%)

Employee Comments / Feedback

Training Format

Proof of Completion (Certificate/Record)

Reporting Suspicious Activity

7 of 10

Establishing procedures for reporting suspicious activity to relevant authorities.

Detailed Description of Suspicious Activity

Estimated Value of Transaction(s)

Suspected Crime Type

Relevant Parties Involved

Date of Suspicious Activity

Time of Activity

Reporting Channel

Risk Assessment

8 of 10

Conducting regular AML risk assessments to identify vulnerabilities and implement appropriate controls.

Estimated Transaction Volume (Annual)

Primary AML Risk Factor(s)

Description of Current AML Risk Mitigation Strategies

Date of Last Risk Assessment

Risk Level (Overall)

Supporting Documentation (Risk Assessment Report)

Policy and Procedures Review

9 of 10

Periodically reviewing and updating AML policies and procedures to reflect changes in regulations and industry best practices.

Last Review Date

Summary of Changes Made

Review Frequency

Version Number

Supporting Documentation

Reviewer Name

Independent Testing

10 of 10

Conducting independent testing of AML controls to ensure effectiveness.

Date of Independent Test

Type of Test Performed

Number of Transactions Reviewed

Summary of Testing Methodology

Areas Tested

Findings/Deficiencies Identified

Recommendations for Remediation

Tester Signature

We can do it Together

Need help with Checklists?

Have a question? We're here to help. Please submit your inquiry, and we'll respond promptly.

Email Address
How can we help?