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Insurance Policy Documentation Checklist

Ensure complete and compliant insurance policy documentation. Our checklist streamlines audits, reduces errors, and strengthens your risk management - a must-have for insurance professionals.

This Template was installed 4 times.

Policy Application Review

1 of 9

Verify completeness and accuracy of the initial application.

Applicant Name

Description of Business Operations (if applicable)

Total Annual Revenue

Application Source (e.g., Agent, Broker, Online)

Application Submission Date

Supporting Financial Statements (if applicable)

Supporting Documentation

2 of 9

Confirm receipt and validity of all required supporting documents (e.g., appraisals, loss history).

Appraisal Report

Loss History Report

Prior Loss Ratio

Inspection Report Received?

Inspection Report Date

Inspection Findings Summary

Existing Coverage Details (if applicable)

Underwriting File Review

3 of 9

Ensure all underwriting decisions and rationale are documented.

Underwriting File Creation Date

Summary of Risk Assessment

Risk Score

Underwriting Approval Status

Reason for Approval/Rejection/Condition

Supporting Documents (e.g., inspection reports)

Policy Issuance

4 of 9

Verify policy details match underwriting guidelines and application information.

Policy Number

Effective Date

Expiration Date

Policy Type

Policy Status

Premium Amount

Agent/Broker Name

Declarations Page Accuracy

5 of 9

Confirm accuracy of coverage limits, premiums, and effective dates on the declarations page.

Policy Number

Premium Amount

Coverage Limit (Liability)

Deductible Amount

Effective Date

Expiration Date

Insured Name Matches Application?

Address Matches Application?

Policy Forms & Endorsements

6 of 9

Ensure all appropriate policy forms and endorsements are included and accurately applied.

Primary Policy Form (e.g., Homeowners, Commercial General Liability)

Applicable Endorsements (Select all that apply)

Endorsement Description (if custom or requires clarification)

Form Version

Endorsement Effective Date

Legal & Regulatory Compliance

7 of 9

Verify compliance with all relevant insurance laws and regulations.

Applicable State Regulations

Last Regulatory Compliance Training Date

Summary of Regulatory Changes Implemented

Privacy Compliance (e.g., GDPR, CCPA)

Supporting Documentation - Compliance Audit Report

Policy Number Affected by Recent Regulatory Change

Record Keeping & Storage

8 of 9

Confirm proper storage and retention of all policy documentation according to legal and company requirements.

Number of Physical Files Created

Date of Last File Storage Review

Storage Medium Used (Physical/Digital)

Description of Digital Storage System (if applicable)

Retention Schedule Compliance

Copy of Retention Schedule (Optional)

Policy Delivery & Acknowledgment

9 of 9

Verify the policy and key documents were delivered to the insured and acknowledged.

Date of Policy Delivery

Delivery Method

Delivery Confirmation Notes (e.g., recipient name, tracking number)

Recipient Signature (if applicable)

Acknowledgement Status

Date of Acknowledgement (if acknowledged)

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