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Insurance Regulatory Compliance Checklist

Ensure seamless adherence to ever-changing insurance regulations. Our Insurance Regulatory Compliance Checklist streamlines your processes, minimizes risk, and keeps your business operating with confidence. Download now and stay ahead of the curve!

This Template was installed 2 times.

Licensing & Appointments

1 of 10

Verification of agent/broker licenses and appointments, ensuring compliance with jurisdictional requirements.

Agent/Broker License Number

License Expiration Date

License Status

Agency Appointment Status

Appointment Start Date

Appointment Expiration Date

Notes/Comments Regarding Licensing & Appointments

Policy Form Filing

2 of 10

Confirmation of proper filing and approval of policy forms with relevant regulatory bodies.

Original Filing Date

Regulatory Body

Form ID Number

Filing Status

Notes/Comments from Regulatory Body

Approval Date

Advertising & Marketing

3 of 10

Review of marketing materials for accuracy, clarity, and compliance with advertising regulations.

Review of Marketing Materials for Accuracy

Compliance with State Advertising Regulations?

Upload Examples of Marketing Materials

Is Disclaimers Clearly Displayed?

Summary of Potential Advertising Violations Discovered

Data Privacy & Security

4 of 10

Assessment of data handling practices regarding consumer information, aligning with privacy laws (e.g., GDPR, CCPA).

Compliance Framework Used (e.g., NIST, ISO 27001)

Description of Data Encryption Methods Used

Number of Data Breach Incident Response Drills Conducted Annually

Types of Personal Data Processed (Select all that apply)

Date of Last Privacy Impact Assessment (PIA)

Summary of Data Subject Access Request (DSAR) Handling Procedures

Data Retention Policy Adherence

Financial Reporting

5 of 10

Validation of financial reporting procedures and adherence to reporting deadlines.

Reporting Period End Date

Total Premium Revenue

Total Claims Paid

Net Income/Loss

Audited Financial Statements

Reporting Standard Used (e.g., GAAP, IFRS)

Summary of Significant Accounting Policies

Claims Handling Practices

6 of 10

Examination of claims handling processes for fairness, timeliness, and regulatory compliance.

Claim Received Date

Initial Claim Description & Circumstances

Claim Severity Level

Estimated Claim Amount

Applicable Coverage Types

Date of Initial Contact with Claimant

Summary of Investigation Findings

Claim Status

Anti-Money Laundering (AML)

7 of 10

Verification of AML program effectiveness and adherence to related regulations.

Risk Assessment Category (Low, Medium, High)

Number of Suspicious Activity Reports (SARs) Filed in Last Year

Date of Last AML Program Review

AML Training Modules Completed (Select All That Apply)

Summary of Key Findings from Last AML Audit

Independent Testing of AML Program Performed?

Upload Proof of AML Program Certification

Consumer Disclosure Requirements

8 of 10

Confirmation that all required disclosures are provided to consumers in a clear and understandable format.

Policy Summary Disclosure Provided?

Summary of Key Policy Terms (e.g., Coverage Limits, Deductibles)

Cancellation Policy Disclosed?

Date of Disclosure to Consumer

Explanation of any Complex Policy Clauses

Rate Explanation Provided?

Record Keeping & Documentation

9 of 10

Assessment of record retention policies and procedures to ensure compliance with legal and regulatory requirements.

Record Retention Schedule Last Updated

Number of Physical Files Retained

Location of Physical Records (if applicable)

Summary of Record Retention Policy

Record Storage Method

Copy of Record Retention Schedule (if available)

Continuing Education

10 of 10

Verification of completion of required continuing education courses for agents and brokers.

Agent/Broker License Number

CE Course Completion Date

CE Course Provider

CE Course Topic Area

Proof of Completion Certificate

CE Credits Earned

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