Title Search & Insurance Checklist

Protect your real estate transaction! Download our comprehensive Title Search & Insurance Checklist - your guide to avoiding costly surprises and ensuring a smooth, secure closing. Expert tips & vital steps inside!

This Template was installed 3 times.

Initial Client Consultation & Information Gathering

1 of 8

Gathering essential client information and setting expectations regarding title search and insurance.

Client Name

Property Address

Purchase Price

Loan Type (if applicable)

Estimated Closing Date

Client Expectations & Concerns (Regarding Title)

Desired Title Insurance Coverage Level

Existing Title Documents (if applicable)

Ordering the Title Search

2 of 8

Initiating the title search process with the title company and providing necessary documentation.

Property Address

Parcel Number (APN)

Title Company Selection

Special Instructions for Title Search (e.g., specific historical periods to investigate)

Effective Date of Title Search (if specific date is needed)

Deed or Existing Title Document (if available)

Ordering Agent Name

Ordering Agent Email

Title Search Review & Examination

3 of 8

Thoroughly reviewing the title search results for potential issues and encumbrances.

Review Search Report for Accuracy of Legal Description

Verify Owner(s) Name(s) Match Legal Documents

Identify Potential Encumbrances (Select all that apply)

Note any discrepancies or red flags observed in the report

Year of Original Deed (if available)

Type of Title Search Performed

Summarize findings related to any potential title defects

Title Commitment Review & Negotiation

4 of 8

Reviewing the preliminary title commitment, identifying exceptions, and negotiating with the title company.

Review Title Commitment Exceptions - Describe each exception and its potential impact.

Exception Type Classification

Proposed Solutions/Negotiation Points with Title Company

Estimated Cost of Exception Resolution (if applicable)

Which exceptions require negotiation?

Detailed notes regarding communication with the title company

Date of initial title commitment review

Title Insurance Policy Selection & Application

5 of 8

Choosing the appropriate title insurance policy and completing the application process.

Policy Type (Owner's/Lender's)

Coverage Amount (Insured Value)

Endorsement Options (if applicable)

Special Instructions or Requests for Title Company

Claim Recording Service?

Effective Date of Policy (if different from Closing)

Supporting Documents (e.g., Purchase Agreement)

Client Signature (Authorization)

Resolution of Title Issues (if any)

6 of 8

Addressing and resolving any title defects, liens, or encumbrances discovered during the search.

Describe the Title Issue Discovered

Explanation of Proposed Resolution

Resolution Method Chosen

Specify Resolution Details (if 'Other' selected above)

Estimated Cost of Resolution (USD)

Date Resolution Action Initiated

Notes on Communication with Title Company Regarding Resolution

Resolution Status

Date of Resolution Completion (if applicable)

Policy Issuance & Closing

7 of 8

Ensuring the title insurance policy is issued and coordinating with the closing agent.

Scheduled Closing Date

Closing Agent Confirmation Received?

Notes from Closing Agent (regarding title insurance)

Premium Amount Confirmed with Client?

Total Premium Amount

Copy of Final Title Insurance Policy (Uploaded)

Policy Effective Date

Policy Number

Post-Closing Review & Follow-Up

8 of 8

Verifying the accuracy of recorded documents and addressing any post-closing issues.

Date of Closing

Policy Number

Was the policy recorded?

Date Policy Recorded (if applicable)

Notes regarding recording process or any issues encountered

Were there any post-closing exceptions or claims?

If yes, describe post-closing exceptions or claims and resolution (if any)

Client Confirmation Received?

Any client feedback or concerns received?

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